How and Where to Buy Ripple (XRP) in the UK

Ripple XRP logo

<h2 align=”center”>0.34 GBP</h2> <table> <td>Rank:</td> <td> 6 </td> </tr> <tr> <td>Market cap:</td> <td> 17,446,900,000 </td> </tr> </table>



Blockchain support:

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Transactions settle on the XRP Ledger in 3-5 seconds, XRP transaction fees cost $0.0002 per transaction on average, there have been 70M closed ledgers since 2012.


David Schwartz, Jed McCaleb, and Arthur Britto


The cryptocurrency market is growing at an unprecedented speed each year, turning investments in digital assets into the leading and the top profitable financial strategy of the decade.

The year 2022 has seen a huge rise in demand for crypto coins other than Bitcoin, and Ripple has managed to successfully fill in that space. If you are looking to buy XRP in the UK, take a look at this guide.

What Is Ripple (XRP) and Why Should You Buy It?

Ripple (XRP) is one of the largest coins by market cap, and it is in the top 7 of the most expensive cryptocurrencies of the year. Starting from the announcement of the Tranglo union deal in March 2021, more people are wondering where to buy XRP in the UK because its price continues to grow each day. Tranglo Deal was finalised when Ripple acquired a 40% stake in Asia’s largest cross-border payments specialist company Tranglo. This is major news for those who were considering investing in XRP this year and were waiting for the right moment. Following the deal, the price for Ripple has already risen to a new high of $0.5887, and it is only the beginning.

According to the latest information from the financial analysts, the XRP prices in 2021 will keep rising. Crispus Nyaga, a financial analyst and a professional trader writing for Forbes and other investment journals, has predicted that XRP will exceed the $0.6012 resistance level soon enough and will continue going higher.

In this guide, we have prepared a detailed overview on how to use this opportunity and buy Ripple coin in the UK. Get all that you need to know about what’s the cheapest and the most profitable exchange platform for Ripple, as well as where to store it and how to be in line with the UK government regulations.

How to Buy Ripple in the UK: Step-by-Step Guide

If you are looking to buy XRP, follow these easy steps that will help you to choose where to buy XRP in the UK and will enable you to get the desired investment at the best terms.

  • The best way to start buying is to create an account at the exchange platform of your choice. To do so, enter your email address, password, and phone number.
  • Verify your identity. Most of the exchanges will ask you to provide a valid ID.
  • Make a deposit. To make a deposit, select your preferred payment method and click “Confirm”.
  • Verify the Ripple exchange rate in the UK and select the pair of crypto coin and fiat currency in the “Buy” or “Market” section. GBP/XRP.
  • Select the amount of XRP that you are willing to buy.
  • Review the information and confirm the purchase.

Where to Buy XRP in the UK: Best Exchanges

It is easy for beginner traders to get lost in all the varieties of exchange platforms that are available on the market today. To make it an easier choice, we have prepared a review of the most popular exchanges for Ripple. Follow this list to choose the best Ripple exchanges in the UK based on the list of pros and cons, as well as learn about the characteristics and fees of each of the platforms.


Binance logo

Payment methods:

  • Visa
  • Mastercard
  • Cryptocurrency
  • Osko
  • PayID

Supported deposit currencies: USD, AUD, GBP, CAD, EUR, CNY, RUB, TRY, NGN, UAH. A total of 50 supported fiat currencies.

Binance offers a 25% discount on their trading fees.


30d Trade Volume (Equivalent to BTC)

BNB Balance




25% off)


(BNB x Referral

25% off x Kickback 20%)


< 50 BTC

≥ 0 BNB

0.1000% / 0.1000%

0.0750% / 0.0750%

0.0600% / 0.0600%


≥ 50 BTC

≥ 50 BTC

0.0900% / 0.1000%

0.0675% / 0.0750%

0.0540% / 0.0600%


≥ 500 BTC

≥ 200 BNB

0.0800% / 0.1000%

0.0600% / 0.0750%

0.0480% / 0.0600%


≥ 1500 BTC

≥ 500 BNB

0.0700% / 0.1000%

0.0525% / 0.0750%

0.0420% / 0.0600%


≥ 4500 BTC

≥ 1000 BNB

0.0700% / 0.0900%

0.0525% / 0.0675%

0.0420% / 0.0540%


≥ 10000 BTC

≥ 2000 BNB

0.0600% / 0.0800%

0.0450% / 0.0600%

0.0360% / 0.0480%


≥ 20000 BTC

≥ 3500 BNB

0.0500% / 0.0700%

0.0375% / 0.0525%

0.0300% / 0.0420%


≥ 40000 BTC

≥ 6000 BNB

0.0400% / 0.0600%

0.0300% / 0.0450%

0.0240% / 0.0360%


≥ 80000 BTC

≥ 9000 BNB

0.0300% / 0.0500%

0.0225% / 0.0375%

0.0180% / 0.0300%


≥ 150000 BTC

≥ 11000 BNB

0.0200% / 0.0400%

0.0150% / 0.0300%

0.0120% / 0.0240%

Margin Borrow Interest rate varies for users at the level VIP 0 and for users at the level VIP 9.























Other fees:

  • Minimum withdrawal: BEP - 0.19, BEP20 - 0.78, XRP - 0.5
  • Deposit fee: No fee
  • Withdrawal fee: BEP2 - 0.97, BEP20 - 0.39, XRP - 0.25

Daily limits on Binance card are:

  • Virtual Card - 870 GBP
  • Physical Card - 8,700 GBP

Daily ATM limit is 290 GBP.



  • High liquidity
  • Good reviews and a large number of users
  • Account verification is not mandatory
  • Competitive trading fees
  • Unregulated
  • Limited functions for the UK users

How to buy Ripple in the UK on this exchange:

Binance transaction
  • Create an account on Binance.
  • Verify your account.
  • Visit the “Funds” page and make a deposit using the payment method of your choice
  • Select XRP in the list of cryptocurrencies, GBP in fiat currencies, and choose the number of coins.
  • Indicate your wallet address and press “Buy”.
  • Receive the confirmation.


Coinmama logo

Payment methods:

  • Visa
  • Mastercard
  • Western Union transfer
  • SEPA

Supported deposit currencies: USD, EUR, AUD, CAD, GBP, JPY


  • Coinmama charges a 5% fee for card deposits and a commission of up to 3.90%.
  • The prices are based on the XBX + 2% (standard deviation), and include our commission fee of up to 3.90%.
  • Locked crypto rate and instant delivery transactions come with an additional 5.00% express fee.

At this exchange, limits vary significantly depending on your level:

  • Level 1: Bankcard limit (buy only) - 5 orders/5,000 GBP; wire transfer limit (buy & sell) - 10 orders/15,000 GBP;
  • Level 2: Bankcard limit (buy only) - 5 orders/5,000 GBP; wire transfer limit (buy & sell) - 10 orders/35,000 GBP;
  • Level 3: Bankcard limit (buy only) - 5 orders/7,500 GBP; wire transfer limit (buy & sell): 10 orders/50,000 GBP.



  • Easy to understand
  • Direct purchases
  • Some options to buy anonymously
  • High fees
  • Commission fee
  • Limited deposit payment options

Here are instructions to buy Ripple on this exchange:

Coinmama transaction
  • Register an account and confirm your email address.
  • Verify your account by uploading a passport or an ID.
  • Place your order by choosing the preferred payment method and the number of XRP coins that you’d like to buy.
  • Enter your wallet address.
  • Fill out the form and press “Buy”.


CoinJar logo

Payment methods:

  • Bank transfer
  • Cryptocurrency
  • Faster Payments (FPS)
  • PayID, BPAY
  • Blueshyft

Supported deposit currencies: GBP, AUD

There are almost no deposit fees, and there is also no fee for withdrawing XRP.


Deposit Fee

BPAY deposit

No fee

NPP deposit

No fee

Blueshyft cash deposit

1.5% fee

Direct debit deposit (CoinJar Bundles only)

No fee

Receiving digital currencies

No fee

Receiving digital currencies from CoinJar users

No fee

Trading fees are shown in the table below.

Fiat Trading Pairs

Taker Fee

Maker/Auction Fee
















Crypto Trading Pairs

Taker Fee

Maker/Auction Fee

All volume



You can also see the limits down below:

  • Maximum daily transactions (including purchases, payments and withdrawals) -25 transactions
  • Maximum daily ATM uses - 10 uses
  • Maximum daily top-up (rolling 24 hour window) - $999
  • Maximum daily spend (rolling 24 hour window) - $999
  • Maximum balance - $999



  • Free withdrawals for XRP and great terms for ETH
  • Free deposits via bank transfers
  • Good speed
  • Trading fees vary
  • A platform that is very much oriented to the clients from the Australian market

Buying Ripple through CoinJar takes place in the following way:

CoinJar transaction
  • Create an account.
  • Make a deposit or send the crypto from your wallet into the CoinJar account.
  • Choose XRP in the list and indicate the amount.
  • Press “Buy”.


Wirex logo

Payment methods:

  • Credit or debit card
  • Crypto transfers from external wallets
  • Stellar memo

Supported deposit currencies: EUR, GBP, CAD, CZK, HUF, PLN, RON, HRK, USD

Crypto accounts: WXT, BTC, LTC, XRP, ETH, WAVES, DAI, NANO, XLM

Fees vary per region and always include a commission.


Transaction charges

Crypto exchange services

OTC rates + commission

Fiat exchange services

Interbank rates + commission

Internal transfer (between Wirex users)


External transfer (crypto)

Blockchain fees apply


  • Credit/debit card top-up: 2,500 GBP per day;
  • Crypto transfer out: 2,000 GBP per transaction; 5,000 GBP per day;
  • Maximum account balance: unlimited.



  • Mobile-friendly and available through the app
  • A large number of fiat currencies
  • Possibility to make a deposit in cryptocurrency transferred from the external wallet
  • Limited account balance
  • Fees are complicated to calculate
  • Limited deposit methods
  • Need to order the Wirex card before you can start buying

Follow these steps to purchase some XRP:

Wirex transaction
  • Register your account.
  • Get verified by proving your identity.
  • Add the funds to your account in GBP or crypto via the card or crypto-wallet.
  • Order you’re your Wirex card in order to be able to make purchases. Select your preferred card, enter your home address and payment method.
  • Make a deposit on your card.
  • Choose XRP in the list of currencies, indicate the amount, and press “Buy”. logo

Payment methods: debit card, credit card, UK bank transfers via Faster Payments Service

Supported deposit currencies: more than 30 currencies, but deposits only in GBP or EUR

Trading fees at depend on the level:

  • At Level 1, the Maker fee is 0.10%, and the Taker fee is 0.16%.
  • At Level 2, the Maker fee is 0.09%, and the Taker fee is 0.15%.
  • At Level 3, the Maker fee is 0.08%, and the Taker fee is 0.14%.
  • At Level 4, the Maker fee is 0.07%, and the Taker fee is 0.13%.
  • At Level 5, the Maker fee is 0.06%, and the Taker fee is 0.12%.
  • At level 6, the Maker fee is 0.04%, and the Taker fee is 0.10%.

Withdrawal fees for XRP:

  • Minimum withdrawal: 25
  • Withdrawal fee: 1
  • 0% fee on credit/debit card

Buy/sell limits per transaction: 200,000 for XRP.



  • High limits for Ripple and Ethereum
  • Discounts of fees
  • Privacy
  • 0% fees on credit/debit card
  • Limited deposit methods
  • Not for beginners

How to buy Ripple in the UK through this exchange: interface
  • Create an account on
  • Verify your account.
  • Make a deposit or order a card.
  • Select XRP in the list of crypto options.
  • Use a currency converter to make your choice.
  • Indicate a number of XRP coins desired.
  • Select “Buy now”.


CEX.IO logo

Payment methods:

  • Bank transfer
  • Credit card (Visa, Mastercard)
  • SEPA
  • Faster Payments Service
  • Skrill

Supported deposit currencies: USD, EUR, GBP, RUB

Fees vary per trade volume. The lowest trade volume would mean a 0,25% Taker and 0.16% Maker fees. The highest volume would mean 0.10% Taker and 0.00% Maker fee.

Trade Volume 30d, Equivalent to BTC



≤ 5



≤ 30



≤ 50



≤ 100



≤ 200



≤ 1000



≤ 3000



≤ 6000



> 6000



Deposit fees:

  • Visa: 2.99%
  • Mastercard: 2.99%
  • Skrill: 3.99%
  • Bank transfer: 0%
  • Faster Payments: 0%

Withdrawal fees:

  • Visa: 3%+ 2.10 GBP. Commission up to 2.90 GBP
  • Mastercard: 1.8% + 2.10 GBP. Commission up to 1.2%+ 2.90 GBP
  • Skrill: 1%
  • Bank Transfer: 0.3%+25 GBP
  • Faster Payments: 0 GBP

Limits depend on your status:

  • Identity. Daily Deposit: 3,000 GBP. Daily Withdrawal: 10,000 GBP.
  • Address. Daily Deposit: 10,000 GBP. Daily Withdrawal: 10,000 GBP.
  • Enhanced. Unlimited Deposits and Withdrawals.
  • Corporate: Unlimited Deposits and Withdrawals.



  • Regulated
  • Unlimited minimum deposit for Ripple
  • Low withdrawal fee for Ripple
  • Visa/Mastercard deposits
  • High (2.99%) Visa or Mastercard deposit fees
  • Commission on card withdrawals

If you want to buy Ripple on this exchange, do the following:

CEX.IO transaction
  • Register your account. For registration, provide your email address, country of residence, name, and date of birth.
  • Verify your account. For verification, provide your ID.
  • Visit the Buy/Sell section.
  • Select XRP in the cryptocurrency list.
  • Enter the amount that you’re looking to purchase. Press “Buy”.
  • Link your card or enter another payment method
  • Confirm the details and click “Buy Now”.


LiteBit logo

Payment methods:

  • Credit card: Visa or Mastercard
  • SEPA transfer
  • GiroPay/Sofort
  • Mobile 2 app
  • Bancontact
  • iDEAL
  • LiteBit credits

Supported deposit currencies: Litebit only accepts EUR as their fiat currency.

There is a fee of around 2% for most cryptocurrencies. For Bitcoin, the fees are below 1%. For XRP and other coins, these percentages are between 2-5%.


  • 35,000 EUR per day
  • 245,000 EUR per week
  • 500,000 EUR per month



  • Easy to use for the EU residents
  • A variety of deposit methods, including credit cards and Ideal
  • Higher fees compared to other exchanges
  • Fiat currency: only
  • Useful mostly for the EU residents

Here is how to buy XRP coins on LiteBit:

LiteBit transaction example
  • Create a LiteBit account.
  • Go through the verification of your account.
  • Visit the “Buy” page.
  • Select the cryptocurrency that you’re interested in buying.
  • Fill in the information: amount.
  • Confirm your order and pay.

BC Bitcoin

BC Bitcoin logo

Payment methods:

  • Сredit/debit card
  • FPS
  • SEPA bank transfers

Supported deposit currencies: GBP, EUR, USD

Fees when buying crypto using a bank transfer:

  • 4% for Bitcoin (BTC).
  • 5% for all other coins except when you buy more than for 5,000 GBP. At this price, you pay a 4% fee.

Fees when paying using a Credit or Debit card are approximately 2.5% more expensive.

It is possible to buy or sell a maximum of 25 crypto coins. To be able to purchase more than that amount, one should contact BC Bitcoin using an online support form.



  • Immediate fees calculation
  • Easy to use platform
  • Suitable for easy purchases from the UK
  • Not regulated
  • Higher fees for XRP than for some other coins
  • Limited number of fiat currencies

Below is what you should do to buy XRP:

BC Bitcoin transaction example
  • Register an account.
  • Confirm your account.
  • Select XRP in the list of crypto coins.
  • Send a payment in GBP using a proffered system.
  • Indicate your wallet address.
  • Press “Buy”.


eToro logo

Payment methods:

  • Visa
  • Mastercard
  • Diners Club International
  • PayPal
  • Skrill
  • Neteller
  • Union Pay
  • WebMoney
  • Yandex

Supported deposit currencies: USD

  • Deposit fees: 5 USD
  • Withdrawal fees: No fee
  •  XRP fee: 2.45 %


  • Minimum XRP transaction: 50,000 USD
  • Maximum XRP transaction: 200,000 USD
  • Crypto transfer fee for XRP: 25 XRP and 0.25 units fee
  • XRP Zero wallet and transfer Fees when using eToro wallet



  • 0% commission
  • Free XRP transfer on eToro wallet
  • Rich choice of coins
  • Withdrawal fees
  • Transfer fees
  • Limited fiat currencies

The process of buying crypto on eToro takes place in the following way:

eToro transaction
  • Register an account
  • Verify your account by providing personal information and a valid ID.
  • Select XRP as your “to buy” currency.
  • Indicate the number of XRP coins.
  • Press “Buy Now”.
  • Confirm.


Libertex logo

Payment methods:

  • Credit/debit card
  • Skrill e-wallet
  • Sofort
  • SEPA
  • Neteller
  • Giropay
  • Trustly
  • iDeal
  • Multibanco
  • Rapid transfer

Supported deposit currencies: GBP, EUR, USD, and more than 90 pairs


  • Transaction fee - at the trade opening;
  • Withdrawal fee that depends on your method;
  • Inactivity fee that depends on a case;
  • Rollover/overnight fees - charged at the end of a trading day as an interest.


  • Minimum withdrawal fee is 10 EUR or 8,57 GBP
  • Minimum deposit amount is 10 EUR or 8,57GBP



  • No deposit fee
  • Regulated
  • The opportunity for leverage
  • Not very transparent in their fees
  • Rollover fees

Finally, here is how to buy Ripple on this exchange:

Libertex transaction
  • Sign up or register an account.
  • Verify your identity.
  • Select Ripple in the list of offered options.
  • Choose the number of coins that you need.
  • Select a payment method.
  • Press “Buy”.

Where to Store Ripple Securely?

After you’ve got all the information you need about the cheapest and the most efficient ways to buy XRP on the market, you may wonder- where should I store it? Some platforms offer cryptocurrency wallets for a separate fee, but this is not the most reliable way to take care of your crypto possessions.

There are a couple of online and offline crypto wallets that have great reviews and will keep your XRP safe.

Trezor Model T

Trezor Model T is the most trustworthy, premium model of a XRP hardware wallet that offers advanced features, high security, and a brilliant design. The benefits of acquiring Trezor Model T are multiple.

  • Robust security settings. The owner of the wallet must enter the password on the physical device itself. The offline nature of Trezor T significantly adds to its protection against hacking and third-party accesses.
  • Backup of your holds. If something happens to your account, with this wallet, you can always recover your backup-ed cryptoassets.
  • In-wallet exchanges. Using Trezor T, you will not need a separate platform to convert your currencies.
  • Open-source.


Ledger is another crypto wallet on the market that has decent reviews on Finder and is among the easiest to use. The major benefits of this wallet are:

  • Mobile-friendly. You can easily connect your phone to your wallet via Bluetooth and have it as an app.
  • A long-lasting battery means you will not have to charge your device too often.
  • This wallet can store more than 26 different coins on-demand basis.
  • Password stored offline on the device.


Exodus is another popular crypto wallet that allows you to store more than 100 cryptocurrencies online. Interestingly enough, it is a rare example of a closed sourced wallet, and thus its security features will be slightly lower than those of the Trezor Model T or Ledger.

The benefits of using Exodus are:

  • It is possible to exchange the currencies using the platform
  • Great customer service
  • Simple to use and cost-effective

Cryptocurrency Regulations in the UK

There are several important regulations that the UK government has recently introduced in relation to XRP and other cryptocurrencies.

First of all, any crypto exchange that is UK-based or wants to be fully operational in the UK must apply for registration at the Financial Conduct Authority (FCA) of the country. It will then receive a license from the FCA and adhere to comply with the government-issued regulations: Know-Your-Customer, Anti-Money Laundering, and Combatting the Financing of Terrorism.

Furthermore, cryptocurrencies will not be classified as legal tender. However, as of the year 2021, the Financial Conduct Authority banned and proclaimed illegal any crypto derivatives. Those cannot anymore be offered to the UK users due to their links to cross-border criminal activities, unconfirmed speculative nature on Finder, and extreme volatility.

Final Thoughts

With cryptocurrencies gaining momentum in recent years, it is time to move beyond good old Bitcoin and look at the new and profitable alternatives on the crypto market. Ripple is the perfect example of a reliable cryptocurrency that has favourable forecasts for the future and is still affordable for purchase for beginner investors with smaller budgets.

The price of Ripple has been slightly down for the past few months, and therefore, now could be the best time to buy XRP cheaply before it grew in price again.


A few final questions on the topic.

What Is the Best Exchange to Buy XRP?

XRP is a popular crypto coin that is now available for purchase in most crypto exchanges. The best exchanges to buy XRP are Binance, Libertex, eToro, and CoinJar.

Where Can I Buy XRP Ripple?

Ripple can be bought using an exchange platform of your choice. The most popular and trustworthy XRP exchanges are Binance, CoinJar, Coinmama, and Libertex.

Is XRP Worth Buying in 2021?

Ripple is in the top 7 most profitable and volatile currencies of 2021, and it is also one of the largest by cap. Currently, its price is still more affordable compared to Bitcoin and some other crypto coins. Yet, it continues to grow at high speed and has favourable forecasts from analytics for this year. 2021 can be the best year to buy XRP for cheap and profit on the growing exchange.

Is Ripple a Good Investment?

Ripple can be a solution for those traders who believe in the capitalisation of the cryptocurrency market but cannot afford expensive coins like Bitcoin. XRP is a good investment because it can be bought for a reasonable price before it reaches the next peak. A new major price increase is predicted to happen already this year, following the Tranglo Deal. 

Jack Evans

I became a crypto asset owner in 2014, when the industry was in its infancy. Before that, I was working in the classic US and European stock markets. Since then, I have gained extensive experience in both cryptocurrency investing and day trading. I am happy to share with readers my experience with crypto exchanges, DeFi and NFT instruments.

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